LowerDec connects you with licensed insurance agents who specialize in finding the best policies for your needs. When you fill out our form, it provides agents with the details they need to prepare a customized quote. Agents can only contact you through the app if they can offer either better coverage for a similar cost or the same coverage at a lower price.

The information you provide in your profile and form is shared with multiple licensed agents to ensure you receive competitive quotes. With your consent, these agents may perform a standard insurance quote process, which could involve a soft credit inquiry. This allows them to provide accurate pricing and coverage recommendations tailored to your needs.